Rebuilding Credit 101: A Step-by-Step Guide for Student-Athletes (And How to Help Your Parents, Too)

As a student-athlete, you’re balancing school, practices, games, and possibly NIL income. But when it comes time to rent an apartment, buy a car, or even get a phone plan, many young athletes get a wake-up call: credit matters. And what if your credit is bad—or non-existent? Worse, what if your parents’ credit is in …

Bad Credit and Apartment Hunting: What Student-Athletes Can Do When Landlords Say “No”

You just found the perfect apartment—close to campus, affordable, and a decent kitchen for your meal prep. You fill out the rental application and… you get denied. Why? Your credit. Bad credit—or no credit—can slam the door on a lease, even if you’ve got enough money to pay rent. This is especially frustrating for student-athletes …

Step-by-Step Guide: How a Student-Athlete Can Repair Their Credit and Get Back in the Financial Game

Credit problems don’t define you.Whether you missed some payments, defaulted on an old card, or just didn’t know better, you’re not alone. Lots of student-athletes start out behind when it comes to credit—but that doesn’t mean you have to stay there. This guide breaks down exactly how to repair your credit—step-by-step—so you can bounce back, …

Credit Repair Action Plan for Student-Athletes — A Printable Checklist to Get Back on Track

If your credit’s in trouble — don’t panic.Whether you’ve been denied for an apartment, turned down for a car loan, or just checked your score and got a little sick to your stomach, you’re not alone. Many student-athletes haven’t been taught how credit works, and some inherit financial struggles from their parents. The good news? …

Break down of Retirement accounts that lower taxes

Retirement Planning for College Athletes With NIL Income: What You Need to Know Introduction: More Than Just NIL Deals Name, Image, and Likeness (NIL) has given college athletes unprecedented opportunities to earn money during their playing years. But while cashing checks is great, keeping those checks — and growing them — is what separates short-term …

“My Credit’s Bad, My Parents’ Credit Is Worse — What Now?” A Student-Athlete’s NIL Guide to Building (and Rebuilding) Credit for You and Your Family

Let’s keep it real.You’re a student-athlete. You’ve finally started earning money through NIL (Name, Image, and Likeness) deals. The checks are hitting. The brand deals are starting. Life feels good—until you try to lease an apartment, finance a car, or even set up utilities. That’s when it hits you: You’ve got bad credit—or no credit. …